Bad credit history? You CAN get a second chance.

If your financial record includes credit impairments like Judgements, Defaults, Part IX, Bankruptcy, Loan Arrears you will be deemed to have a bad credit history. No need to despair - we can help you get loans from select lenders and even guide you through the process.

Are you credit-impaired?

If you have been without a job or unable to work on account of illness or are a retiree, home loans will be difficult to come by. No need to worry, we can help you get a loan from select lenders who do not use credit scores to qualify applications.

Fix your Credit Rating now
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Or call us on 03-9819-4656
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First Home Buyers
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Bad Credit Home Loan
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No Doc / Low Doc Home Loan
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We have a more than 90% loan approval rate
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Fix your credit history - get started on the Credit Repair process with us

It starts with a FREE Consultation and by obtaining a copy of your credit report to understand your individual situation first by doing a thorough analysis of your financial health.

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We negotiate hard on your behalf with lenders

You may have to pay a larger deposit and a higher interest rate because you cannot avail of home loans from mainstream lenders. However we will negotiate hard on your

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Why go with LoansDirect?

More than a loans provider, think of us as a good friend. We take care of all the nitty gritties, the documentation, negotiation of loan terms with lenders, loan processing and more. And we start it all with a FREE Consultation

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How to select a personal loan wisely

What to keep in mind while getting a personal loan.

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Different kinds of loans

Types of basic personal loans you should know about.

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Home Loan Process
How to apply online for a personal loan

Get started on the loan application process online now.

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Factors to consider before applying for a loan

How to get clarity into which personal loan product is best for you.

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Personal Loan Calculator

Calculate how much you can borrow for your personal loan.

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